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Start Saving for College
This Start Saving for College, post is sponsored by the Florida Prepaid College Board, through my role as a Believer Blogger. All thoughts are my own.
Fall is one of my favorite seasons of the year, the hot and humid days of summer slowly become the cool crisp air mornings of Fall. I enjoy the colors and smells of fall, such as cinnamon, apples, and of course pumpkins. For me, noting truly signals fall like the start of college football. College football always gets me thinking that it is never too early to start saving for college.
It is definitely never too early to start saving for your child’s education. In fact, I wish that my parents had decided to take the same initiative for me when I was thinking about going. It definitely would have lifted a lot of stress-related weight off our shoulders. We want our children to know that attending college definitely is an option for them and that they shouldn’t look for alternative routes in life because they’re worried about how much it will cost. That is not their responsibility to think about, that’s for us to work out.
Hubs and I both went to college, and when Little Dude was born, we always knew we wanted him to follow in our footsteps. We don’t want to go into debt just to put him through college, and we don’t want him to have to take out a ton of student loans. We learned about the Florida Prepaid College Program from my in-laws who participated in it to put their kids through college.
The Florida Legislature in 1987 created the Florida Prepaid College Program, founded on the commitment and dedication of Mr. Stanley G. Tate to provide Florida families with an affordable means to save for their children’s future college education. Saving early for college pays off in the long run. Starting to save early helps us avoid debt later. Our monthly contribution helps us reach our college savings goals.
To help us to save towards his college fund, we will need to save money in all the areas of our lives that allows us too. We want him to have the best experience, and the only way he will have this is through having access to as much money as possible. We may even have to make the decision to change and compare energy providers for our utility bills so we can cut back on the amount that we spend. I know we can apply for help when the time comes, but as parents, we’d love to be able to contribute to his college fund, and if that means saving on our electricity then so be it.
Open Enrollment period is Oct. 15, 2017 – Feb. 28, 2018, for Florida Prepaid College Plan. Open Enrollment is the only time of the year families can purchase a Florida Prepaid College Plan. During this time, families can select one of the Prepaid Plans, each with specific costs, payment schedules, and benefits. Families can open a 529 Savings Plan account at any time of the year.
This year, starting your Florida Prepaid Plan early in the Open Enrollment window could REALLY pay off! Florida Prepaid is going to select one winner from all the Plans purchased between October 15, 2017 – November 30, 2017, and pay that Plan off in full! Use our promo code Honey1718 to get $25 off the application fee during open enrollment.
Anyone who purchases a Florida Prepaid College Plan between Oct. 15 and Nov. 30, 2017, will be automatically entered to “win the gift of college” from FPCB, with the selected Plan purchaser’s entire Plan being paid off in full by FPCB. Also eligible will be pended Plan enrollments, which become active on October 15.
Use Thank You Honey’s promo code Honey1718 to get $25 off the application fee during open enrollment.
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Peachy @ The Peach Kitchen says
It’s nice o know there’s such a program where you can prepay your kid’s college. I hope we have that here too
Terri Beavers says
I have family members who live in Florida with kids nearing the college age. I bet they don’t know about the Florida Prepaid College Program, so I’m going to fill them in on it.
adriana says
I never realized until I started college just how crucial it is to have a fund and some savings. It’s crucial and a HUGE help – you don’t realize it at first, but when the time comes you’re glad you have it – type of thing!
Sapphire Kharyzma says
From the moment I found out I was pregnant, I was ready to start saving for college for my little one. It’s never too early!
Lori Vachon says
What a truly helpful program to get the saving started for college. We have 3 that have graduated or are in the process of finishing college and 3 more behind them…every cent helps.
Dina Demarest says
I absolutely agree with you! Saving for my kids’ college will be tough but it’s always to start saving early!
michele d says
Starting to save for college is a great thing to do. Unfortunately, many of us cannot save and put money into a savings plan. But, I believe this is great for parents who can. I have a child in college now and it’s not easy.
Polarbelle says
This is such an important post. We didn’t save properly for our son to go to college. We assumed there would be loans and grants and they weren’t as plentiful as they were when I went.
Polarbelle recently posted…New Series: The Grey Wave
Claudia Krusch says
This sounds like a great way to save for college. We started saving as soon as our Son was born. School is so expensive it is important to be prepared.
Bonnie G says
This is really great. I have got to start looking into something like this very soon. Will check it out.
Melanie says
Save for the college of your kids is so important! This is something that you have it in mind for the future!
Melanie recently posted…Ginger Simple Syrup – Easiest Recipe
Jenn @ EngineerMommy says
Yes, it’s never too early to start saving for college. We created college savings accounts for the kids when they were babies. We contribute to them regularly.
Lisa says
That is just a great idea to save for college. And how amazing would it be to have yours paid off.
Jeanette says
Right now I’m trying to get through great school and high school. My kiddos go to a private school so I have to say for that. I am trying to save for college to but it does become difficult. I wish my state had something like this. It would really help.
Devesh Joshi says
this is such a great initiative. Also your article headline is quite catchy, i am sure people need to read this. great piece of article.
Devesh Joshi recently posted…Places To See In Rügen, Germany
Tomi C says
It is so important to start planning for college early. We have twins and thank goodness we sought out college planning and scholarship opps early. We also let our kids take college courses while in high school so they could knock out some of those basic courses at no cost to us.
Tomi C recently posted…Dreaming of My Dream Laundry Room
Amber Myers says
Yes, this is so important! We’ve started to put money aside for our kids. This sounds like a great college plan.
Amber Myers recently posted…So What Exactly Is Club Justice?
Alli Smith says
Thankfully, all of my kids are grown and done with college. It’s so important to start saving when they are babies. The FL Prepaid College Fund sounds amazing!
robin rue says
College is SO expensive. It is a smart idea for all parents to start saving as soon as possible. The kids will need all the help they can get.